There were some discussions about Lucky Charms among friends last week. So instead of just buying hair supplements that I need for my dry and limp hair from my favorite chinese store, I also took the chance to get myself those goodluck charms even before the eve of chinese new year. I have never been a fanatic of these charms but I believe there’s nothing much to lose anyway. Don’t know if it’s a coincidence but I have been receiving a number of good news for the past few days…well, it’s probably because of faith as well!  

My talisman for good income and wealth…

And my blue rhinos (those born in the year would need one during this year of metal tiger)

My aunt is introducing me to investing in silver coins. The investment is through Monex Depost Company. Since the organization has been a known leader in precious metals investment, my aunt looked into their portfolio. She asked me to come with her and understand also what the investment is all about. I never thought that you can really invest in a silver coin or even in a form of ingot. They said that now is the best time to buy silver ingot or coins since the demand is more than what can be produced and what’s available in the market. The investment portfolio presented to us looks promising. But I am not sure yet if I would also invest like what my aunt did already. Of course, I still have to ask for approval from the husband.  I told my aunt I would give my final word by next week.

we spent most of the days lounging around the house.  I did a number of cooking after I went to the market last saturday.  Then I finished some writing assignments as well so I was glued to the internet.  I must admit, I also did some online shopping since Christmas is also just around the corner.  I’m due to shop this week for the parties we would be attending in 2 weeks time including the MBAP advance christmas party.  I am also still due to post the wishlists of the kids. 

But over the long weekend, the husband and I did some talking as well regarding our plans.  We sat down to review our starting objectives for the year and checked as to how we have fair with our goals as of this time.  We are happy to know that we are on the right track.  In fact, looks like we would really manage to get ourselves a nice christmas gift for the family.  We also have made initial plans for the year and even two years form now.  Well, aside from including travel plans, we are also toying with the idea of the husband taking an Online masters degree. His friend was actually taking one through Gonzaga University, which has been ranked as one of the best universities in the US, ranking numer 3 actually based on US News and World Report. It has also received recognitions by the Princeton Review and Forbes Magazine since it offers several masters degrees online without sacrificing the quality of education. They are known to be a premier choice for online programs since they value the time of professionals who cannot really attend physically to school because of professional and personal commitments.  Given these information, husband is highly considering taking on some masters degree online.  Got to do some more research about it.

Anyone familiar with stock market? With global recession and crisis, I am not sure if stock market is still a viable option for investments. A friend has been telling me about stock options trading and that we should consider it as well. I really do not have any idea at all about it. I think I would need some tutorials about it. I have been searching on the web and I am overwhelmed with a lot of articles related to it. But my friend recommends to check out the tools offered by PowerOptions. She said that if I really want to learn how to trade online, I should consider that since they have a complete suite of educational materials and even provides a customer support. My friend recommends that I should know the trade that provides a highest return option. Amazingly, PowerOptions provides that and is even internet-based. She recommends that I accept the 14-day trial first to see for myself. I don’t know really how to start but maybe after further consultation, I might consider. We’ll see.

So what kind of investment are they talking about? The husband and his uncles are discussing about rare coin investments. They are actually reading some information about Monex family of companies which has been in the industry for almost 40 years already and have been a provider of gold, silver and platinum bullions or coins. They own also Monaco which has been gaining popularity eversince even for collectors alone and now making its move to be a good source for investors.

One of husband’s uncle wants to actually talk to a professional agent of Monaco who is very well experienced and knowledgeable about their different investment programs. They want to understand which investment portfolio would fit their budget. They would like to consider it as a collection as well as an investment. Getting professional help would be ideal especially for newbies like them.

With the increasing economic crisis, I am now experiencing staff requesting for some Payday Loans. I must admit that I am not keen at first regarding this matter but of course the necessity for some to get Instant Pay Day Loans is inevitable. I understand now anyway. I just have to reiterate to my staff that they should really work hard for it and should value the trust I am giving them. Well, lucky they have been loyal to me ever since and they also are not abusing my generosity.  Times are really hard now.  

I think I have mentioned before in my other blog as to what kind of couple we are in terms of money matters. I have not been very good in savings so I need a little assistance on that aspect. Although I am leaving behind something for me in the future, it has come to the point that I want to invest on “somethings” or at the very least save some more.

So last week, the husband and I have been making plans on how I could achieve my financial goals. He is actually very good at that. Thank goodness he is, there’s a balance between us. I also have plans of growing my business and making more businesses. He helped me in working on my own “excel files” as what we call it. And I’m very happy about it. I could see a light at the end of the tunnel. Hahaha. So officially, I have agreed that the husband would be my new financial adviser. As he came on board just this week, he seems very serious on putting me down on track. I’m gladly accepting it, as long as we have a deal that he would still allow me to buy “once in awhile” some more bags. Hahaha.

This afternoon, I got an email from him. See what’s written…

From: Dicky Liwanag
Subject: ….financial forecast
To: “Jody Liwanag”
Date: Thursday, June 19, 2008, 3:10

See attached file. Email me the following info every Sat so I can send you the updated report:

1. EEs Bank Balance every Sat.
2. Remaining expenses for the month.
3. Closed Sales indicating the name, service subscribed and initial payment made.
4. Actual forecast for the month.

Let me know if you have questions.

Love,
DICKY

Wow, seriousness! The email looks like coming from a BOSS. But at least he still put “love,” at the end!

I’m just grateful I married the right guy!