What’s the update? No update yet! We are still waiting for the appeal from the bank where we submitted our loan application. New sets of documents are being prepared for submission to another bank.
”Lord, if this is really not for us, please give us more signs.”
I have to master the art of waiting! I’m getting dissapointed already.
“How many times do you do it?” It has been a topic in one of the egroups where I’m part of. Sorry, but i won’t divulge my answer! It is for me and my husband to keep in the four corners of our bedroom. You might be suprised and envied as well when I tell! Hahaha. Instead, I would advise wives to work hard to look sexy for their husbands, like for example buying a hot lingerie. It will set all the mood!
In our house plan, we have a family room at the ground floor where we intend to put a big flat screen TV. We have an existing home theater already and we might just use it there but we will definitely be on look out for a good couch to partner with it to make watching a cozy experience. I told Dicky that I found out about discount home theater seating in the internet. The designs are very appealing. We would like to have something like those on the site someday.
It’s primary complex!
It’s sad. It’s a long process of medication but come to think of it, my “mommy’s instinct” worked. I have a bad feeling she has that’s why I really insisted for her to be tested. We have started medication yesterday.
Now, all of us in the house must be tested. I want to know who’s the culprit!
After coming from a friend’s wake last night, I realized how important it is to get a burial policy. It would definitely free the immediate family from the stress of preparing what’s needed after death. I don’t want to sound morbid but we are all going there anyway. So perhaps, it is really a good idea to look into getting one even at this time.
Kelly wants to know how bitchy I am. Well, I’m a little bit above than the average. I am sometimes could be a real one but I’m trying to tame myself atleast. Let’s just put it this way, I know how to put up a face. But don’t worry, I’m generally nice! I could also be defensive huh?!
You Are 51% Bitchy |
 Generally, you’re an average woman, with average moods. But sometimes… well, watch out! Sometimes, you let your mean side get the better of you. And you enjoy every minute of it. |
Are you fond of autographs say from a celebrity or a sports personality? I usually get star-struck when seeing a celebrity so I can barely even have the guts to come up and ask for a mere signature. But I heard that you can now buy autographs online. These are great memorabilia collected by the seller from signings, fairs, premiers, award ceremonies, or theaters. Memorabilia4u.com offers customers an opportunity to view the item before making a purchase. The items for sale on my website have been obtained by myself at signings, fairs, premiers, award ceremonies , theatres or by representatives on my behalf. Most of the items are even framed or mounted together with a photo. All autographs and related items do have a lifetime guarantee of authenticity so you can’t go wrong. One of the popular categories from the site is the sports memorabilia that has autographs from popular sports personalities. They do have football memorabilia, which is mostly a popular choice especially in UK. They also have from categories like boxing, golf, tennis and many others. The site also offers personal, lifetime and money back guarantee that autographs are genuine.
I always believe that debt is actually fine as long as you are taking it responsibly. Debt is necessary if it is used for emergency cases or could be for something to meet both ends but if debt is used for luxury then it’s totally not good. You don’t want to get harrassment phone calls from debt collectors. If you are in this kind of situation already, better to look for organizations that offer debt help. But you have to choose carefully on which company to run to. Some have deceiving offers and you should be mindful of that because they could just be getting a big chunk of your spare change. One should learn to help himself first in order to get out of such problem. It is important to run a worksheet of your budget to see your entire capacity. In the worksheet, better to make a list of all your monthly bills and all those debts you have from people or say from credit card companies. Then negotiate for a better interest rates from your creditors. It is necessary to understand how much money comes in to you monthly so better take a look at your budget. Always, live below your means so you will have a good way to restart your life. Organization like debthelp.net is an institution that is not for profit debt help. They offer credit card debt help, credit counseling, guidance to debt loans, and debt management. They can help as well in debt consolidation of your entire family. They can help you get out of debt by dramatically reducing interest rates, can help in stopping collection calls, lower your monthly payments and can even restore your credit rating. It’s better to get out of this mess early before it ruins relationship, self-esteem and your entire life. There’s still hope to make your financial solution turn into a positive way.
Brought Margaux yesterday to Medical City be tested for primary complex. I’m suspecting it but I really hope it’s not. She had chest x-ray yesterday and had PPD skin test. Will know results by tomorrow.
So we decided not to send her to school for the meantime. I know primary complex can still be treated but I know it has not to be taken for granted cause it could develop to more complications.
We really pray it’s not.
We had a coffee date together with mommy bloggers yesterday afternoon till around 730pm at Starbucks Serendra. It was fun to see all of them again and shared different “kwentos” about our lives and “tips” regarding our promising “careers!”
We missed some cause the kids or the husbands are sick. There’s next time anyway. I hope we can do this quarterly.
Don’t you agree that we are all pretty mommies? Ahem, ahem.
The tag came from Mel. Thanks for this!
For Margaux…
1. She is the third and first girl “apo” both on her mother side and father side. My only brother has two boys and Dicky’s brothers both have 1 son each.
2. She adores Barney a lot. It’s the first cartoon character she learned but she now has the same fondness for Dora, the explorer.
3. She is good with shapes and colors. She can finish a shape sorter in a flash and can identify colors clearly.
4. She’s starting to learn to write. I’m teaching her initial strokes like vertical, horizontal and curve lines.
5. She’s 90% Dicky’s look-alike. No doubt!
6. She’s reserved and demure. (at this time!) She would need to warm up first especially if she’s with new people and environment.
7. She loves her cooking set a lot and now plays with her cash register with it, pretending to be running a restaurant.
8. She’s starting to be so curious about almost everything with numerous questions of “why?”
Of course, I also want to do this for Bianca….
1. She’s turning 1 year and 4 months already by March 5. (how time flies so fast!)
2. She has atopic dermatitis since birth and it’s such a challenge to always be on top of it, ensuring to control her breakouts. We have tried a number of creams already and her best remedy is still Vaseline Petroleum Jelly in cream type (can only be bought in the US cause there’s no cream type available here.)
3. She has more clothes now rather than her sister Margaux. A lot of hand-me downs from her “ate” and also her own clothes as well.
4. She loves Dora and it’s almost the first word that she ever said.
5. She walks like crazy and pulls all our cabinets when playing.
6. She knows how to play pretend with her sister Margaux, being the customer in a restaurant or like shopping her groceries while Margaux is the cashier. (such a lovely scene when they are playing together).
7. She’s a lot fairer than Margaux.
8. She loves watching commercials in TV.
Here are my two adorable princesses…
Now, I’m tagging Apols, Apple, Kelly, Jacqui, Thea, Joy, Mich…
We are close to achieving our dreamhouse. We are excited about it. I’m sure we would also need some movers quotes eventually. I wonder if there’s something like this in our country where we can find get quotes from traditional movers. I heard there’s a way to save time and money by using an auction-style market place. In nationalrelocation.com, they offer access to these two kinds of moving solutions. You can have the option to list your move in their site and you can get buds from different moving companies. It’s such a great way to save time in canvassing which is has the best offer.
I realized that the site nationarelocation.com offers also some foreclosure real estate. This is what Dicky and I wanted also to do in the future. We want to make investments to some foreclosure properties and resell it afterwards. It’s a great way to save money or actually earn money. In the site, you can find listings for home buyers and investors. They have real estate agents who are all knowledgeable about all properties available in the market.
And if you are looking for some relocation real estate agents, this is the best site also to look for registered agents. They have a listing of the most experienced realtors and agents. These agents are known to locate real estate properties that are for sale, or even apartment houses for rent. These agents can also assist in looking for a school nearby the property if this is something of your concern. They also provide city data about a certain location. This site is really very helpful.
Thanks to Thea for including me here.
Rule: Copy the entire list and add your name at the bottom. And tag at least 5 friends. (But you can tag as many as you like)
Thea is {bloggerhappy.com}
Childstar
Mike
My Scrappy Side
Abie
Aggie
Alpha
Apple
Jacqui
Jane
Jody
Jody: Scribbles of My Life
Joy
Kelly
Mich
Peachy
You may want to allow pings on your entry to enjoy the full domino effect. Have fun!
Now, I’m tagging Nice, Toni, Melisse, Jesse, Eds.
Have a great long weekend to everyone!
We already received the approval of the bank. According to our contact, we passed with flying colors our CI, indicating our capacity to pay. But what is not agreeable to us is their approved loanable amount that we can get. It is way below of what we asked. Well, apparently, as per appraiser, they are following certain standards for appraising based on lot and floor area. It is still not acceptable to us. We are dissapointed. We are requesting for an appeal and we are preparing another set of documents to submit to a different bank.
We had a long talk last night. Our excel files were out. Our whole year plan and 5-year plan were discussed. If things are not falling into place yet as of this time, there must be a reason for it. I’m frustrated but maybe the Lord is telling us something. We have initial analysis. Now, its a question whether we will push through with the construction already at this time of the year or delay it a bit or even longer. We are still praying.
Have you heard about debt consolidation? In the US, a study has been made by a credit counseling agency that an average US family is in debt to over $9,000 with unsecured debts like credit card bills. I guess the same goes for most of the Filipino families. I wonder if there’s an institution that offers a Debt Consolidation Loan to help families consolidate their debts to significantly reduce interest rates. For example, most of the time, a husband will carry a different credit card with the wife. In most cases, each would also have salary loans from their offices then goes housing loan or car loan. These loans are paid up individually and incur interest rates separately. Thus, most families end up with a minimal salary because of the number of loans being paid. Instead of paying individual companies for the loan, one can just settle to have one Debt Settlement, which can reduce payments of up to 60%. One of the advantages of it is to eliminate interest rates, stop collection calls and even acquire new loans. In 3debtconsolidation.com site, you can get a lot of information on how to maximise these benefits. Articles about it are available. Debt quotations are also in the site and will teach you how to make debt settlement letters. There are also discussion forums, and reviews of debt consolidation companies. You just need to key in your basic information like name, email, phone number, state and when is the best time for them to call. I guess this is a great way to settle for debts and also to ensure not to forget to pay whatever settlement you need to make. I wonder if there is one in the country. Im sure if there’s one, it can definitely augment most of the families who are facing such problem.
I also have my own share of good news…bad news…
Got this text from a friend:
“Pack your bags. We are leaving for Shang Mactan on March 10 monday till March 12 Wed. Please text me ur name for your ticket….”
Yahoo, me and some of my coordinators friends will go to Cebu next month. And what’s more good news about it is that airfare and accommodations are all for FREE! (courtesy of course of Shangrila Mactan given to select wedding coordinators from our association—>PAWP)
Now, the bad news… I won’t be with the kids for a straight of 6 days! 
I’ll be in Baguio from March 7-9 for a wedding there on the 8th. Then March 10-12 for Cebu. Decided not to bring the kids anymore supposedly for the Baguio wedding, now with the Cebu trip, I’m thinking otherwise. But still undecided. Well, it all depends on what Dicky would say.
I am sexy according to Peachy. Thanks girl! Love this award.
I guess everyone has it already…we are all feeling sexy! bwahaha!
Told myself, one more please…
One more for the year 2008…
- Beautifully textured Epi leather with smooth leather trim
- Named after the famous Parisian church, Place de la Madeleine
- Shiny palladium hardware
- Smooth leather handles with link attachments
- Front patch pocket
- Zip top closure with D-ring on one end
- Wide opening
- Fine textile lining
- Interior flat pocket and cell phone pocket
- Protective metal feet
- Perfectly sized for carrying documents and a small laptop
- 13.3″x 10″x 5.5″
I want an Epi Black this time so I won’t have concerns with colors of my outfit. This is perfect for all my bag stuff.
Hence, need to work doubly hard for my opps.
Background check and Appraisal schedule done last friday. We really hope they will grant us our desired loan amount. Please, please please!
We will know within the week. Hay, kakangarag!
We are going to Grande Island Subic on March with the kids. The first booking I made for Summer Getaway. Still hoping to go to Boracay again this year to bring the kids this time. Wish, wish, wish…